Compare monthly payments and total costs for Rent-to-Own, Seller Financing, Gap Loans and Bank Loans.
Results are estimates for illustration only and are not an offer of financing. Actual terms depend on the seller or lender.
Understand how each option works so you can move forward with confidence.
The purchase price you and the seller agree on.
The amount you pay upfront. A bigger down payment means a smaller loan and lower monthly payments.
The annual interest rate. It decides how much interest you pay over the life of the loan.
How long you take to repay. A longer term lowers the monthly payment but increases the total interest.
The fixed amount you pay each month, based on the loan amount, term and interest rate.
Total loan cost is the principal plus all interest. Total purchase price adds the down payment — the true all-in cost of buying.
The amortization schedule shows how much of each payment goes to principal and interest, and the balance left after each month.
Our team can match you with properties that offer flexible payment terms.